Fee Schedule

GHS Federal Credit Union
Share Excessive Withdrawal
Per withdrawal after 6 withdrawals per quarter


Christmas Club Early Withdrawal-if withdrawal is not at maturity (November)


Vacation Club
Early Withdrawal
2 withdrawals allowed annually

Share Draft NSF Fee $35.00
Returned Item Fee $35.00
ACH NSF Fee $35.00
Stop Payment Fee (Share Draft, ACH, Corporate) $35.00
Check Copy Fee (Share Draft, Corporate) $2.00
Statement Copy Fee $4.00
e-Statements Free
Paper Statements $2.00
Certified Check Fee $3.00
Counter Check Fee $1.00
Wire Transfer Fee (Incoming/Outgoing) $15.00
Inactive Account Fee
after 1 year and account balance under $50.00
$3.00 per month
Returned Mail/Incorrect Address $5.00 per item

Money Orders (Up to $500)

($500.01 to $1000)



IRA Closing Fee $25.00
Account Closure Fee
(Within 6 months of opening)
Account Reconciliation Fee

$15.00 Per Hour/$1.00 Per Copy
(minimum charge of 1 hour)

VISA Debit Card $2.00 per month
VISA Debit Card Replacement Fee $5.00
VISA Debit Card PIN Reminder $5.00
Point of Sale Fee None
Loan Late Fee $25.00
Bill Pay Free
NewGen Prepaid Debit Cards $5.00
Gift Cards $2.50
Coin Counter 5% of total amount of coins counted

Tax Checks-Fee for Cashing

If check is less than $2,500.00

If check is more than $2,500.00




The rates and fees appearing in this schedule are accurate and effective for accounts as of January 1, 2016

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