Quarterly Newsletter **** Our offices will be closed Monday, September 1, 2014 in observance of Labor Day.
Auto Loan Special
Rates are as low as 1.99% APR* for 36 months and as low as 2.50% APR* for 48 months.
This rate is good for both new and used vehicles. Offer excludes existing loans with GHS FCU and no other discounts apply to the special. This offer expires October 15, 2014.
The APR will vary depending on individual creditworthiness and the credit union's underwriting standards.
*A 36 month loan with 1.99% APR (annual percentage rate) would have monthly payments of $28.64 per thousand borrowed.
*A 48 month loan with 2.50% APR (annual percentage rate) would have monthly payments of $21.92 per thousand borrowed.
CU Quick Cash
Short on cash? Need some emergency funds to get you through until payday? Then GHS Federal Credit Union has your answer with our new CU Quick Cash loan, a lower cost alternative to the payday/cash advance lending companies.
Receive your funds quickly to pay for those unexpected or emergency costs, such as doctor bills, car repairs, rental deposits and child care expenses.
CU Quick Cash is an affordable, short term loan that offers:
· Repayment term up to 6 months
· Low $20 application fee
· $200 minimum loan
· $500 maximum loan
· Competitive APR*, with a 1% discount for payroll deduction
Why pay high fees and interest rates when there is a better, easier alternative?
Contact a loan officer today!
*APR=Annual Percentage Rate. Must have been a member and been employed for at least 90 days. Other restrictions may apply.
G.H.S. Federal Credit Union Car Buying Service. A better way to buy your next vehicle.
Are you in the market for another car or truck? If so, now is a great time to take advantage of our CAR BUYING SERVICE for new and pre-owned vehicles. To take the work and inconvenience out of finding your next vehicle, we’ve joined forces with AAA CAROLINAS to bring you this time-saving new program.
HERE’S HOW IT WORKS:
· Decide on the type of vehicle you want to purchase
· Drop by the credit union to discuss your auto loan needs and get pre-approved
· Then simply call AAA Carolinas at 1.800.392.0436. Our car buying counselor will lead you through a very simple process to discuss the exact vehicle you’re looking for and go over any trade-in information.
· Typically within 48 hours, we’ve found your ride! All particulars are emailed directly to you—vehicle details, high-quality photos, pricing, trade-in numbers, etc. for your ok.
· Upon loan approval and your assurance to purchase the vehicle, AAA will secure it and handle all the paperwork—from title to tags.
· When all is said and done, the vehicle is delivered at no charge to the branch, your home or office.
· And, a FREE one-year AAA Basic Membership accompanies the deal!
From start to finish, we handle everything for you. Now what could be easier? So instead of a time-consuming, frustrating dealer run-around, let G.H.S. Federal Credit Union and AAA help you save time and money with your next purchase. It’s just a better way to buy a new or pre-owned vehicle.
MEMBERS GET A .25% apr LOAN RATE REDUCTION ON PURCHASES THROUGH THIS PROGRAM!
CALL US TODAY!
**The Credit Union has contracted with AAA Carolinas to make this service available as a convenience to our Members. AAA Carolinas Car Buying Service and AAA Carolinas Basic Membership Insurance and any manufacturer’s warranties are not services of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Credit Union makes no representations as to the services of any provider or any vehicles purchased. Services are only available in North and South Carolina.
Welcome to GHS FCU Rewards!!!
Did you know that each time you use your GHS FCU Visa credit card you earn valuable ScoreCard® Bonus Points good toward gift and travel awards? The ScoreCard® Bonus Point program is a standard feature of your GHS FCU Visa credit card. You earn one ScoreCard® Bonus Point for every net dollar your spend. So whether you buy groceries or gas, pay bills, go to the movies, or out to dinner, if you pay with with your GHS FCU Visa credit card, you will earn bonus points. Start shopping today and you'll start rewarding yourself before you know it!
Click on the links below to take advantage of special offers: