GHS Federal Credit Union

NEED AN AUTO LOAN?

Whether you are buying a new car or looking to lower your current monthly payment, GHS Federal Credit Union can help you save money. All new and used vehicles enjoy the same low rates!

Terms have been extended and the following terms are now available:

· New Autos- up to 100% financing----up to 84 months

· Used Autos-up to 100% of NADA Retail Value

2011-2012 & Through Current Year (All vehicles with an excess of 10,000 miles)

Up to 72 months

2008 Through 2010

Up to 60 months

2002 Through 2007

Up to 48 months

Contact a loan officer today at 864-288-8046 or 864-455-7945.

Spring Loan Special

Take Advantage of our Spring Loan Special now!

You may borrow up to $5000.

Up to 36 months........as low as 5% APR*

Up to 48 months........as low as 6% APR*

Up to 60 months........as low as 7% APR*

*APR (annual percentage rate) will vary depending on individual creditworthiness and the credit union's underwriting standards.

CU Quick Cash

Short on cash? Need some emergency funds to get you through until payday? Then GHS Federal Credit Union has your answer with our new CU Quick Cash loan, a lower cost alternative to the payday/cash advance lending companies.

Receive your funds quickly to pay for those unexpected or emergency costs, such as doctor bills, car repairs, rental deposits and child care expenses.

CU Quick Cash is an affordable, short term loan that offers:

· Repayment term up to 6 months

· Low $20 application fee

· $200 minimum loan

· $500 maximum loan

· Competitive APR*, with a 1% discount for payroll deduction

Why pay high fees and interest rates when there is a better, easier alternative?

Contact a loan officer today!

*APR=Annual Percentage Rate. Must have been a member and been employed for at least 90 days. Other restrictions may apply. Payment example- $90.30 monthly, based on $500 for 6 months.

Introducing G.H.S. Federal Credit Union Car Buying Service. A better way to buy your next vehicle.

Are you in the market for another car or truck? If so, now is a great time to take advantage of our CAR BUYING SERVICE for new and pre-owned vehicles. To take the work and inconvenience out of finding your next vehicle, we’ve joined forces with AAA CAROLINAS to bring you this time-saving new program.

HERE’S HOW IT WORKS:

· Decide on the type of vehicle you want to purchase

· Drop by the credit union to discuss your auto loan needs and get pre-approved

· Then simply call AAA Carolinas at 1.800.392.0436. Our car buying counselor will lead you through a very simple process to discuss the exact vehicle you’re looking for and go over any trade-in information.

· Typically within 48 hours, we’ve found your ride! All particulars are emailed directly to you—vehicle details, high-quality photos, pricing, trade-in numbers, etc. for your ok.

· Upon loan approval and your assurance to purchase the vehicle, AAA will secure it and handle all the paperwork—from title to tags.

· When all is said and done, the vehicle is delivered at no charge to the branch, your home or office.

· And, a FREE one-year AAA Basic Membership accompanies the deal!

From start to finish, we handle everything for you. Now what could be easier? So instead of a time-consuming, frustrating dealer run-around, let G.H.S. Federal Credit Union and AAA help you save time and money with your next purchase. It’s just a better way to buy a new or pre-owned vehicle.

MEMBERS GET A .25% apr LOAN RATE REDUCTION ON PURCHASES THROUGH THIS PROGRAM!

CALL US TODAY!

Welcome to GHS FCU Rewards!!!

Did you know that each time you use your GHS FCU Visa credit card you earn valuable ScoreCard® Bonus Points good toward gift and travel awards? The ScoreCard® Bonus Point program is a standard feature of your GHS FCU Visa credit card. You earn one ScoreCard® Bonus Point for every net dollar your spend. So whether you buy groceries or gas, pay bills, go to the movies, or out to dinner, if you pay with with your GHS FCU Visa credit card, you will earn bonus points. Start shopping today and you'll start rewarding yourself before you know it!

Click on the links below to take advantage of special offers: