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GHS FCU has a range of products from simple savings accounts to certificates or a personal loan right up to an Indivdual Retirement Account.
Let us lend a hand by providing you the products to meet your lifestlye so you can be in the drivers seat, navigating all your life changes.
SAVINGS ACCOUNTS:
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Ted E. Bear Children’s Club - Sooner is better when it comes to savings. Start investing in your child’s future early! Each Ted E. Bear account member will receive special "goodies" when the account is opened.
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Christmas Club - This account makes the holidays affordable. Just make budget-friendly deposits throughout the year, and you’ll have plenty of extra "jingle" in your pocket when the holidays roll around.
CERTIFICATES:
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Share Certificates - You can deposit affordable amounts for a specific term (for example, $500 for 3, 6, 12, 18, 24, or 36 months), and earn impressive dividends. Watch your money add up! Once the term is up, you can take the money out or roll it over into another high-yield certificate.
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Individual Retirement Accounts (IRAs) - IRAs have always been a good way to save for your day in the sun. Traditional IRAs offer tax-deferred earnings and you may be able to deduct annual contributions. Roth IRAs offer the potential for tax-free withdrawals, including your earnings. Higher annual contribution limits through 2008 mean greater growth potential for your IRA. Other benefits include greater catch-up contributions, more rollover options, and a new tax credit. You may even want to consult your tax advisor for your eligibility for the Coverdell Education Savings Account (ESA). The Coverdell ESA is a smart way to save for your child’s education and it applies to primary and secondary education as well as college.
CHECKING:
One of the smartest moves you can make is to open a checking (share draft) account with GHS Federal Credit Union. With our checking you get ahead of the game:
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NetBranch - Enjoy secure, around-the-clock accessibility to your financial information via the Internet. Check account balances and transaction history. Perform transactions and much more! We’re sure you will enjoy "home branching" with this new service.
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Online Bill Pay - We now offer two options to pay your bills online. You may choose the Classic Bill Pay-e™ that allows you to schedule single or recurring payments or you may choose the BillPay-e Plus™ that offers additional features. Either way, you will enjoy the convenience of paying your bills online for one low monthly fee.
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Anytime Account Access - To confirm check clearing and balances and to make transfers, call Direct Connect 24, our automated access line, at 288-8524 anytime that is convenient for you.
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Visa Check Card (Debit Card) - Accepted worldwide, you can use your Visa Check Card to make purchases instead of writing a check or using a credit card. Just slide it through a point-of-sale machine at checkout. Your Visa Check Card can be used at ATMs as well. We also have an ATM card that allows you to make point-of-sale purchases at participating STAR merchants. You can even use both of these cards to get cash back at many locations and save a trip to the ATM!
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No-Waiting Direct Deposit - The ultimate in service! Have your paycheck, Social Security check, and other earnings automatically deposited into your checking account. No more worry about the loss or theft of your check.
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A Variety of Check Designs - With so many to choose from, we’re sure you’ll find one to fit your lifestyle and taste. Our low cost custom checks will save you even more money. You can even reorder your checks online! Click here!
LOANS:
As a member of our credit union, you will find our low rates another perk! If you are considering a new or used vehicle, making home improvements, or even a personal loan we can help!
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Visa Credit Cards – our credit card comes with money saving benefits: generous grace period, no cash advance fee, no annual fee, and best of all a low interest rate!
Other loan products that are available:
Click here for our Application Center - where you can print and fax or mail a loan application today!
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